Snake Bite

Product Features

Who should take this policy?

Anyone who are working in rural areas and urban areas that are prone to the dangers of poisonous snakes should get this insurance.

Things that are assured

This policy covers the following risks of the insured during the life of the insured.

  • Death by a snake bite
  • Total and Permanent Disability due to a snake bite

Exclusion Clauses

No benefits for any reasons of death, injury and medication apart from snake bite.

Who can purchase this insurance?

Regardless of gender and age, anyone prone to the dangers of snakes can be insured.

Sum Insured

From minimum 1 unit to maximum 10 units can be insured. (1 unit= 5 lakhs kyats)

Policy Term

The term of the snake-bite insurance is 1 year.


Insurance per unit is 0.1% of the sum insured. (Premium 5,00 kyats for sum insured 5 lakhs)

Premium Payment

Premium has to be paid in a lump-sum.



If the insured is not dead but encountered a total and permanent disability, benefits will be as follows.

Total and Permanent Disability

  • 2.5 lakhs kyats per unit for total blindness/ hemiplegia
  • Up to 80,000 kyats for medical bills


If the insured would like to make changes for the following instances within the policy term, please inform KBZ LIFE Offices or KBZ LIFE agents for the endorsement. For instance-

  • • Beneficiary endorsement
  • • Changes in information (Address, Phone, Email, etc.)

How to purchase this insurance?

If you want to purchase this Snake-Bite Life Insurance policy, please contact either the KBZ LIFE staff and the KBZ LIFE Insurance agent or online and the following procedures are required:

  • (1) Fill application
  • (2) Inspecting the required documents
  • (3) Premium payment
  • (4) Issuance of the Protocol (Receipt) / Policy Agreement as Acceptance of the Request

If required, our KBZ LIFE and our agents are ready to provide service. You can contact any agent and KBZ LIFE. The representative will follow through until the insurance end.

How to claim for the compensation?

If you encounter an unexpected event, please send it to us.

  • • If the insured has died or injured due to snake bite during the insured period, you only have to notify us immediately. The KBZ Life Office or KBZ Life representative or KBZ Life staff will assist you with any issues that may require for compensation process.
  • • Please provide us required medical evidences, documents and proves.
  • • Benefits must be claimed within 6 months from the date the snake bite.

KBZ LIFE will provide assistance to claim compensation.